Sukuk a.k.a Islamic Bond

bismillah..

salam bertemu lagi.. lama dah tak tulis.. coz aku x tau nak tulis apa.. kat opis nie plak byk benda kena block, termasuklah aku punya msger kat blog nie.. cedih kan? takpe la..

saudara palied mintak aku brief pasal sukuk.. umm.. b4 i talk more bout it, let me make a clear statement.. pasal sukuk nie aku x bape fasih sgt.. sama ngan takaful.. aku just tau basic.. lebih dari tue, mcm isu2 yang terlibat (hanna, ko lagi tau kan?) aku mmg tak tau.. aku just tau islamic banking jek, coz dulu aku mmg buat sket research ngan member2 aku (thats our group hanna.. yup.. our group..)..

sukuk.. sepengetahuan aku la.. its one method of investment.. its similar with bond, but not in term of cash.. plus, its give a return not base on interest, but other things such rental, or anything that allowed by Syariah.. when we say about sukuk, literally because it is similar with bond, you will give a cash to other parties (bank or others).. however, in sukuk term, your money will be replaced to something that have equal amount (basicly a fix assets such machine, car, ship, or whatever)..

what makes bond different with sukuk? well one of the thing is the interest.. when we say about bond, we will be given a fix rate.. then, the company or the bank need to pay the interest by hook or by crook to the us.. meanwhile, by sukuk, i will depend on the company.. if the company achive a profit, then they will give return and vice versa..

wait the minutes.. mcm tue rugi la klu bli sukuk? well, make it like this.. actually, sukuk or bond it is a capital provide to other person or company.. its like you are partneship with the company, but u give only money.. you are not involve in operation at all.. hurm.. itu dah perbincangan yang lain.. bab partnership.. tue panjang gak nak kata..

apa2 pun, berbalik pada sukuk, skrg sukuk mmg mendapat smabutan sgt hebat.. and investor lebih yakin.. sbb apa? klu dump cash, dia bleh jadi angin.. jap ada, kejap xde, kejap kat sini, kejap kat sana (aku x tau apa aku bebel dah).. but, klu sukuk, duit ko dah jadi fix assets.. apa2 jadi pada company tue, at least ko ada jaminan fix assets tue.. kiranya asset tue ko punya la.. haa..

apa yang aku harap ada org lain yang bleh explain lagi.. haha.. aku dah malas nak membaca buat masa nie.. sbb aku tgh nak fahamkan system kat TM nie.. adehh.. chiow